Nice Other Assets In Bank Balance Sheet

Examples include derivative instruments held for purposes other than trading that have a positive fair value computer software and bullion.

Other assets in bank balance sheet. For example the cash you own can be used to pay your tuition. They are essentially a banks debts. But banks do not operate like regular companies do.

Treasuries and government agencies. This is also called as the book value of a bank. They include demand deposits checkable deposits owed to customers other deposits savings accounts etc.

Securities are typically short-term investments that the bank earns a yield from that include US. A bank may invest in some securities for speculative trading purposes some as held-to-maturity investments to earn higher yields and others as available-for-sale holdings to provide needed liquidity. When looking over the assets on your balance sheet its important to keep in mind that they are shown at costnot market value.

On a bank balance sheet assets always equal liabilities they balance. Some of the more common miscellaneous assets are described below. Their main function is to attract funds from savers and lend them to those applying for a credit or loan.

As is the case for any business in general a shareholder would like to see a growing book value year on year. A home provides shelter and can be rented out to generate income. Other assets including property and equipment represent only a small fraction of assets.

A Banks Balance Sheet. Items you own can be considered tangible assets such as land and equipment. The volume of business of a bank is included in its balance sheet for both assets lending and liabilities customer deposits or other financial instruments.